One of the biggest surprises families face after losing a loved one is discovering that there’s no will in place. In California, when someone passes away without a will, their estate must go through a process called intestate succession. This means the court decides who inherits what, based on state law.
For beneficiaries, this can feel uncertain and stressful. The question many people ask is: “If there’s no will, can I still get an inheritance advance?” The short answer is yes—and here’s how it works.
How California Handles Estates Without a Will
When a person dies without leaving a will, California law steps in with a default plan. Generally, assets go to the closest surviving relatives in a specific order:
- Spouse or registered domestic partner
- Children
- Parents
- Siblings
- Extended family (if no immediate relatives exist)
The probate court oversees this process to ensure assets are distributed correctly. But just like with estates that do have a will, probate can take months—or even years—to complete.
Why Probate Takes Longer Without a Will
Probate is already slow, but intestate succession often takes even longer because:
- The court must determine the legal heirs.
- Additional documents and hearings may be required.
- Disputes are more likely, especially if distant relatives are involved.
For beneficiaries counting on their inheritance, these delays can cause real financial strain.
Can You Still Get an Inheritance Advance?
Yes. Even if there is no will, as long as you are a legal heir entitled to a share of the estate, you can qualify for an inheritance advance. At Approved Inheritance Cash, we review the estate, confirm your inheritance rights, and provide you with funds in advance of probate closing.
That means you don’t have to wait for the court to finalize everything before you can access money that rightfully belongs to you.
Benefits of an Inheritance Advance Without a Will
- No Waiting on Probate: Receive funds in days, not months or years.
- No Credit Check or Income Requirements: Approval is based on your inheritance, not your financial background.
- No Monthly Payments: Repayment comes directly from your inheritance once the estate is settled.
- Less Stress During a Difficult Time: You can focus on your family instead of worrying about bills.
Example Scenario
Let’s say your parent passed away without a will, and you and your sibling are entitled to split the estate equally. Probate could take a year before you see any money. But with an inheritance advance, you could access part of your share now—helping you cover rent, tuition, or medical bills while the process continues.
Final Thoughts
Not having a will makes probate more complicated, but it doesn’t prevent you from getting financial help while you wait. If you’re a beneficiary in California dealing with an estate without a will, an inheritance advance can give you the relief you need now.
At Approved Inheritance Cash, we specialize in helping heirs access their funds quickly and easily—even in cases of intestate succession. Contact us today to learn how we can help you bridge the gap while probate runs its course.