Many heirs are surprised to learn that estates must pay debts before distributing inheritances. Credit cards, medical bills, taxes, and mortgages often take priority.

Beneficiaries are generally not personally responsible for these debts, but they do reduce the amount available for distribution. This process must be completed before heirs receive funds.

Understanding how debt impacts timelines helps set realistic expectations. Approved Inheritance Cash often assists beneficiaries who need clarity while waiting for estate obligations to be resolved.