You’ve been named in a will or trust, and you’re expecting to receive an inheritance. But suddenly, someone contests the estate—maybe a disinherited relative, a surprise will surfaces, or a sibling disputes the distribution. Now the entire process is delayed, and you’re stuck in legal limbo. Bills are piling up, and you’re wondering: Can I get a loan against a contested inheritance?

The short answer is: Yes, in many cases, you can. At Approved Inheritance Cash, we specialize in helping beneficiaries access a portion of their future inheritance—even when the estate is under dispute. In this blog post, we’ll explain what a contested inheritance is, how it affects the probate process, and how inheritance loans can help you move forward financially while litigation unfolds.

What Is a Contested Inheritance?

A contested inheritance occurs when someone challenges the validity or terms of a will or trust. This can happen in probate court when:

• A family member is disinherited or receives less than expected
• There are multiple versions of a will or trust
• There’s suspicion of undue influence or elder abuse
• The deceased may have lacked mental capacity when signing documents
• The document was not properly witnessed or executed
• A non-family member unexpectedly inherits everything

Contesting an inheritance can delay distributions significantly—sometimes for years—while the court investigates and makes a ruling.

Who Can Contest an Inheritance?

Generally, the following parties can legally challenge a will or trust:

• Spouses or children of the deceased
• Heirs-at-law (those who would inherit if no will existed)
• Anyone who was included in a previous version of the will or trust
• Individuals who believe the deceased was coerced or manipulated

Once a contest is filed, the estate enters litigation. Until the matter is resolved, distributions are usually frozen.

What Happens to the Inheritance During a Contest?

When an inheritance is contested:

• The estate enters a probate litigation phase
• A judge may issue a stay, blocking asset distributions
• The court may appoint a neutral executor or administrator
• Assets may be placed in escrow or a blocked account
• The resolution may take months or years, depending on complexity

Meanwhile, beneficiaries—especially those who were counting on their inheritance—are left waiting.

Can You Get a Loan Against That Contested Inheritance?

Yes. At Approved Inheritance Cash, we often provide inheritance loans to beneficiaries involved in contested estates.

Unlike traditional banks, we don’t base approvals on your credit score, income, or employment status. We base our decision on:

• Your position as a legitimate beneficiary
• The expected value of your inheritance
• The details of the dispute and likelihood of successful distribution
• Available estate assets (real estate, investments, etc.)

If your claim is strong—even if it hasn’t been finalized in court—you may be eligible for an inheritance loan.

How an Inheritance Loan Works During a Contested Estate

Here’s how the process typically works:

1. Apply Online or By Phone

You start by sharing some basic details about the estate, your relationship to the deceased, and what you’re expecting to inherit.

2. Document Review

We’ll review the will, trust, court filings, and any contest documents. We may also work with your attorney to verify the strength of your claim.

3. Loan Offer

Based on the value of your inheritance and the litigation status, we’ll offer a non-recourse loan—meaning you only repay the loan if and when you receive your inheritance.

4. Fast Funding

Once approved, you’ll receive funds in as little as 24 to 72 hours.

5. Repayment

When the court case resolves and your inheritance is distributed, the loan is repaid directly from your share—not from your personal assets.

What Makes Our Loans Different?

1. Non-Recourse

You only repay the loan if you receive your inheritance. If you lose the case, you owe nothing.

2. No Monthly Payments

You won’t have to make payments while waiting for probate or litigation to conclude.

3. No Credit Checks or Income Requirements

Your eligibility is based entirely on your future inheritance—not your financial background.

4. Quick Turnaround

Most loans are funded within days, so you don’t have to wait for the courts to finish their process.

When a Loan Makes Sense During a Contest

You might consider an inheritance loan during a contested estate if:

• You need money to pay for legal representation
• You’re behind on rent, mortgage, or credit card bills
• You need to cover medical expenses or childcare
• You want to avoid selling off personal assets
• You simply need financial peace of mind during an emotionally difficult time

Estate disputes are stressful enough—financial strain doesn’t have to make it worse.

Real-Life Example: Contesting a Will and Staying Afloat

After their mother passed away, Michelle and her brother were surprised to learn she left her entire estate to their stepfather. Michelle believed her mother had been pressured during a time of declining health and filed a legal challenge in probate court to contest the will.

But as the months dragged on, legal fees piled up, and Michelle—who was between jobs—struggled to make ends meet. She applied for an inheritance loan through Approved Inheritance Cash. Based on her strong legal position and past version of the will naming her as a beneficiary, she received a $20,000 advance in less than 48 hours.

The loan helped her stay financially stable while her legal team pursued the case. Eventually, a settlement was reached and Michelle received her rightful inheritance.

What to Watch For When Choosing a Lender

Not all inheritance loan providers are created equal. If you’re seeking a loan during a contested estate, look for:

• Clear, transparent terms
• No hidden fees or early repayment penalties
• Experienced team familiar with probate litigation
• Responsive customer service

At Approved Inheritance Cash, we walk you through the process every step of the way and tailor our support to your unique situation.

Key Takeaways

• Inheritance disputes can delay distributions and create financial stress.
• Beneficiaries with a valid claim may qualify for a loan—even while the estate is contested.
• Inheritance loans provide fast, risk-free access to funds with no credit checks or monthly payments.
• Approved Inheritance Cash specializes in supporting beneficiaries during probate litigation and contested inheritances.

Don’t Let a Dispute Delay Your Life

Just because someone contests an inheritance doesn’t mean you should suffer financially. If you’re caught in a probate dispute and need cash now, Approved Inheritance Cash can help you stay secure and focused while you wait for justice.

Call us now or apply online – Get Cash in Days, Not Years