A common source of confusion during probate involves joint bank accounts. Many people assume that adding a child or relative to their bank account will help them avoid probate—but the legal reality is more complicated.
If the account is set up as “joint with right of survivorship,” the surviving person generally receives the funds directly—outside of probate. But if the deceased added someone merely for convenience (to help pay bills, for example), courts may rule that the funds still belong to the estate and must be shared with all heirs.
Disputes often arise when one heir walks away with the entire balance, leaving others feeling cheated. In some cases, litigation is needed to determine the account’s true legal status.
At Approved Inheritance Cash, we understand how messy these situations can be. We work with heirs who are navigating unclear accounts, suspicious withdrawals, and probate delays. If you’re entitled to a share of the estate but can’t access it yet, a probate cash advance may help bridge the gap.
Joint accounts aren’t always as simple as they seem. Know your rights—and don’t settle for less than your fair share.