Many heirs worry that when a loved one dies, they’ll inherit their debts too. Thankfully, that’s not usually the case. In most situations, debts are paid out of the estate’s assets during probate—not by the heirs themselves.

That means credit card bills, medical debts, and personal loans are settled from the deceased’s bank accounts, property sales, or other assets. If there’s not enough money in the estate, the creditors are simply out of luck. Heirs don’t have to cover the difference—unless they were co-signers.

However, the probate process can take months, and creditors are given time to submit their claims. This can delay distributions to heirs and cause financial stress.

At Approved Inheritance Cash, we help heirs manage the wait. If you’re expecting an inheritance but the estate must first pay down debts, our cash advance services can get money in your hands sooner. No repayment is required unless you receive your inheritance.

Don’t let the deceased’s debts become your burden. With the right help, you can navigate probate and still move forward.