Probate is the legal process by which a deceased person’s estate is administered. It ensures that debts are paid and assets are distributed according to a will—or state law if no will exists. While it’s meant to protect everyone involved, probate can be slow and complicated.

One of the biggest reasons for delays is the court system itself. Depending on the jurisdiction and backlog, it could take months to even assign a court date. Then there’s the need to validate the will, notify creditors, settle debts, pay taxes, and possibly resolve disputes among heirs.

If any assets are held in real estate or businesses, they may need to be appraised or sold before distribution. This can add considerable time and complexity.

For heirs, this waiting period can feel endless—especially if you’re depending on the funds to cover essential expenses. That’s why inheritance loans have become a popular solution. They provide quick access to the money you’re entitled to, without having to wait for the probate system to finish its work.