Losing a loved one is hard enough. Adding the stress of probate delays on top of everyday bills can feel overwhelming. In California, the probate process often drags on for months—or even years—before beneficiaries finally receive their inheritance. Unfortunately, life doesn’t wait. Expenses keep coming, and many beneficiaries find themselves struggling financially while the estate is tied up in court.
Here are the top five expenses beneficiaries commonly face while waiting for their inheritance—and how an inheritance advance from Approved Inheritance Cash can help.
1. Mortgage or Rent Payments
Housing is usually the biggest monthly expense. Whether you’re covering a mortgage or paying rent, these payments don’t pause just because probate is taking its time. Some heirs are counting on their inheritance to help secure housing or pay off a loan, but until the estate is settled, they’re left juggling bills.
How We Can Help: An inheritance advance gives you the funds you need now to stay on top of your housing payments and avoid falling behind.
2. Medical Bills
Many beneficiaries are left with unexpected medical bills, either from their loved one’s final care or from their own health needs. Medical providers often won’t wait months or years for payment, and unpaid bills can quickly damage your credit.
How We Can Help: With an inheritance advance, you can pay off these expenses immediately and protect your financial health.
3. Education and Tuition Costs
College tuition, private school fees, or even trade school expenses often can’t be postponed. If you’re a parent or student relying on an inheritance to cover education costs, probate delays can cause serious stress.
How We Can Help: Approved Inheritance Cash provides quick access to funds, so you can keep your education plans on track without interruption.
4. Daily Living Expenses
Groceries, utilities, transportation, insurance—these everyday costs add up quickly. Many beneficiaries live paycheck to paycheck and were counting on their inheritance to get ahead. Delays in probate often make even normal monthly expenses feel like a burden.
How We Can Help: An inheritance advance lets you breathe easier by covering the basics until probate is finalized.
5. Debt Repayment
Credit card bills, car loans, and personal loans don’t stop just because probate is pending. In fact, interest rates and late fees can make debt worse the longer you wait. Some beneficiaries end up falling deeper into debt when they could have avoided it with earlier access to their inheritance.
How We Can Help: By using part of your inheritance advance to pay off high-interest debt, you save money in the long run and reduce financial pressure.
Why Choose an Inheritance Advance Instead of a Traditional Loan?
Unlike traditional loans, inheritance advances don’t require:
- Credit checks
- Monthly payments
- Employment verification
- Collateral
Instead, you receive cash now, and repayment happens later directly from your share of the estate. That means no risk of default and no added financial stress while probate plays out.
Final Thoughts
Probate delays are beyond your control, but your financial stability doesn’t have to suffer in the meantime. If you’re facing mortgage payments, medical bills, tuition costs, daily expenses, or debt, remember—you don’t have to wait for probate to finish.
At Approved Inheritance Cash, we help California beneficiaries access their inheritance today, so you can focus on living your life instead of stressing over bills. Contact us today to learn how we can help bridge the gap until probate is complete.
