An inheritance loan is designed to help beneficiaries access funds while waiting for their inheritance to be distributed. Unlike traditional loans, approval is based on the value of the expected inheritance rather than personal credit.

These advances are typically repaid from the inheritance once probate is complete. This means beneficiaries do not make monthly payments while waiting. Instead, repayment happens when the estate distributes assets.

Inheritance loans are often used to cover living expenses, legal costs, or urgent financial needs. They are not the right solution for everyone, but for some heirs, they provide stability during long probate timelines.

If you are unsure whether this option makes sense, Approved Inheritance Cash can explain how inheritance advances work and help you decide what is best for your situation.