When someone passes away, they often leave behind more than just assets—debts must also be settled. Common debts include credit cards, mortgages, medical bills, and even personal loans. These obligations are handled by the estate before any distribution to heirs.

The executor or administrator is responsible for notifying creditors, verifying claims, and using estate assets to pay valid debts. In some cases, this process can significantly reduce what’s left for heirs. If debts exceed the estate’s value, heirs generally aren’t personally responsible—but they also may inherit nothing.

This process can delay the probate timeline, especially if creditors contest debts or if liquidating assets is necessary. In complicated estates, the debt settlement process can stretch on for many months.

If you’re an heir stuck waiting for your share of an estate that’s tangled up in debt resolution, you don’t have to remain in limbo. At Approved Inheritance Cash, we offer inheritance cash advances that allow you to access funds now—even if probate is ongoing or debt negotiations are still being resolved.