Many people assume their inheritance will be available immediately after a loved one passes—but that’s rarely the case, especially when the estate has outstanding debts.

During probate, creditors must be paid before any heirs receive their inheritance. This includes mortgage balances, credit card debt, medical bills, and even taxes. If debts are high, the executor may need to sell estate assets to cover them, which can delay or reduce your share.

So what happens to your inheritance? It may be delayed, diminished, or—if debts exceed the estate’s value—eliminated entirely.

The good news: Approved Inheritance Cash evaluates your specific situation, including the total estate value and debts owed, to determine your eligibility for a loan. If it’s clear you still have a significant share coming, we can advance a portion to help you stay afloat while probate plays out.

Don’t let estate debts leave you in the dark. Call us now or apply online to explore your options.